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Audio Tools
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Web Tools
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Data Generators
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PDF Tools
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Image Tools
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Utility Tools
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Text Tools
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Dev Tools
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Utility Tools
- Home
- Utility Tools
- EMI Calculator
Loan EMI Planner
Estimate your monthly payment, total interest, and payoff cost.
Payment summary
- Monthly EMI
- —
- Total paid
- —
- Total interest
- —
Behind the calculation
Equated Monthly Instalment formula
We apply EMI = P × r × (1 + r)n ÷ ((1 + r)n − 1) where P is principal, r is monthly interest rate, and n is the number of monthly payments. When r = 0 the EMI simplifies to P ÷ n.
What the totals mean
Total paid is the sum of every EMI across the term. Total interest is Total paid − Principal, highlighting the cost of borrowing.
What is Emi Calculator?
Emi Calculator is a free utility calculator from WizardOfAZ. Use it to calculate calculations with instant results as part of your planning and decision making, without installing extra software.
Because everything happens locally in your browser, your numbers stay under your control while you calculate calculations with instant results.
Popular ways to use Emi Calculator
- Streamline planning and decision making by using Emi Calculator to calculate calculations with instant results.
- Share deliverables faster—processed values are ready for download in seconds.
- Combine Emi Calculator with other WizardOfAZ tools to keep complex workflows in one browser tab.
Examples and workflow tips
- Upload a sample file, cast the spell to calculate calculations with instant results, and download the processed result instantly.
- Bookmark the Emi Calculator in your browser so recurring tasks stay only one click away.
- Share the spell with teammates who need a quick, no-install way to calculate calculations with instant results.
Frequently asked questions
Is the Emi Calculator secure?
Yes. The Emi Calculator runs entirely in your browser, which means your numbers never leave your device.
What can I do with the Emi Calculator?
You can planning and decision making by processing values without uploading them to an external service.
Can I use Emi Calculator on mobile?
Yes. WizardOfAZ tools are responsive, so you can launch the spell on desktops, tablets, or phones without installing extra apps.
Related tools to explore
Expand your toolkit with other WizardOfAZ spells that complement Emi Calculator:
- Age Calculator — Use it to calculate age values with instant results.
- Base64 Tool — Use it to work with values using flexible options.
- Birthday Countdown — Use it to work with values using flexible options.