Loan amortisation

See repayment cost, monthly dues, and lifetime interest.

Amount borrowed.

Fixed annual percentage rate.

Loan term in months.

Explain it like a wizard

Monthly payment model

This calculator uses the standard amortisation formula, compounding interest monthly and keeping payments fixed throughout the term.

Tips

Adjust principal, rate, or term to compare scenarios instantly. If you need an amortisation schedule, download from the mortgage tool for a detailed month-by-month view.

What is Loan Calculator?

Loan Calculator is a free utility calculator from WizardOfAZ. Use it to calculate calculations with instant results as part of your planning and decision making, without installing extra software.

Because everything happens locally in your browser, your numbers stay under your control while you calculate calculations with instant results.

Popular ways to use Loan Calculator

  • Streamline planning and decision making by using Loan Calculator to calculate calculations with instant results.
  • Share deliverables faster—processed values are ready for download in seconds.
  • Combine Loan Calculator with other WizardOfAZ tools to keep complex workflows in one browser tab.

Examples and workflow tips

  • Upload a sample file, cast the spell to calculate calculations with instant results, and download the processed result instantly.
  • Bookmark the Loan Calculator in your browser so recurring tasks stay only one click away.
  • Share the spell with teammates who need a quick, no-install way to calculate calculations with instant results.

Frequently asked questions

Is the Loan Calculator secure?

Yes. The Loan Calculator runs entirely in your browser, which means your numbers never leave your device.

What can I do with the Loan Calculator?

You can planning and decision making by processing values without uploading them to an external service.

Can I use Loan Calculator on mobile?

Yes. WizardOfAZ tools are responsive, so you can launch the spell on desktops, tablets, or phones without installing extra apps.

Related tools to explore

Expand your toolkit with other WizardOfAZ spells that complement Loan Calculator: