-
Audio Tools
- Format Converter
- Trimmer/Cutter
- Merge Files
- Extract Audio from Video
- Change Volume
- Speed Changer
- Pitch Shifter
- Audio Reverser
- Silence Remover
- Audio Compressor
- Fade In / Fade Out
- Metadata (ID3) Editor
- BPM Detector
- Stereo to Mono
- Audio Splitter
- Noise Reducer
- Text-to-Speech
- Speech-to-Text
- Waveform Generator
- Ringtone Maker
- Audio Normalizer
- Video Tools
- Document Tools
-
Web Tools
- Webpage Screenshot
- Broken Link Checker
- SEO Meta Tag Extractor
- Website Uptime Monitor
- Page-Speed Analyzer
- Robots.txt Generator
- Sitemap Generator
- RSS/Atom Feed Validator
- Webpage to PDF
- HTML/CSS/JS Playground
- DNS Lookup
- WHOIS Lookup
- HTTP Headers Inspector
- SSL Certificate Checker
- IP Geolocation
- URL Shortener
- HTTP Status Checker
- URL Word Count
- Cookie Viewer
- HTML Diff Checker
-
Data Generators
- Fake User Data Generator
- Dummy File Generator
- Sample CSV Generator
- Sample JSON Generator
- Test Credit Card Number Generator
- SQL Insert Statement Generator
- Placeholder Image Generator
- Barcode Generator
- Dummy Log File Generator
- Mock API Response Generator
- Color Palette Generator
- Test Data Permutation Generator
- Country & City Data Generator
- XML Data Generator
- Robots.txt Generator
- Sitemap.xml Generator
- Random Data Distribution Generator
- Time Series Data Generator
- Test Email Address Generator
- Markdown Sample Generator
- CSV Tools
- List Tools
-
PDF Tools
- Merge PDFs
- Rotate PDF
- Extract Metadata
- Text Extract
- PDF to DOCX
- Split PDF
- Reorder Pages
- Crop PDF
- Transform PDF
- Extract Images
- PDF to JPG
- PDF to PNG
- PDF to GIF
- PDF to TIFF
- PDF to SVG
- PDF to WebP
- PDF to AVIF
- PDF to BMP
- PDF to ICO
- JPG to PDF
- PNG to PDF
- HEIC to PDF
- GIF to PDF
- TIFF to PDF
- SVG to PDF
- WebP to PDF
- AVIF to PDF
- BMP to PDF
- ICO to PDF
- DOCX to PDF
- Compress Scanned PDF
- Compress PDF
- Remove PDF Password
- Set PDF Password
- Fill PDF Form
- Watermark PDF
- Sign PDF
- Delete PDF Pages
- Advanced
- OCR to Searchable PDF
- Redaction
- Annotate / Comment
- Page Numbers / Headers / Footers
- PDF Compare
- Table Extractor
- Flatten Forms
- Bates Numbering
- Page Resize / Reflow
- PDF/A Converter
-
Image Tools
- BMP to JPG/PNG
- TIFF to JPG/PNG
- TIF to JPG/PNG
- WEBP to JPG/PNG
- PNG to JPG/PNG
- JPG to JPG/PNG
- JPEG to JPG/PNG
- GIF to JPG/PNG
- ICO to JPG/PNG
- HEIC to JPG/PNG
- RAW Images to JPG/PNG
- Smart Tools
- Background Remover
- EXIF Viewer/Stripper
- Watermark Adder
- Favicon Generator
- Sprite Sheet Generator
- Batch Thumbnails
- Color Palette Extractor
- GIF Maker
- Target-Size Compressor
- Compress Images
- Compress BMP
- Compress TIFF
- Compress TIF
- Compress WEBP
- Compress PNG
- Compress JPG
- Compress JPEG
- Compress GIF (animated supported)
- Compress ICO
- Compress HEIC
- Compress RAW Images
- Transform Images
- Transform BMP
- Transform TIFF
- Transform TIF
- Transform WEBP
- Transform PNG
- Transform JPG
- Transform JPEG
- Transform GIF (animated supported)
- Transform ICO
- Transform HEIC
- Transform RAW Images
- Crop Images
- Crop BMP
- Crop TIFF
- Crop TIF
- Crop WEBP
- Crop PNG
- Crop JPG
- Crop JPEG
- Crop GIF
- Crop ICO
- Crop HEIC
- Crop RAW Images
- Resize Images
- Resize BMP
- Resize TIFF
- Resize TIF
- Resize WEBP
- Resize PNG
- Resize JPG
- Resize JPEG
- Resize GIF (animated supported)
- Resize ICO
- Resize HEIC
- Resize RAW Images
-
Utility Tools
- Base64 Encode/Decode
- URL Encode/Decode
- UUID Generator
- Unit Converter
- Currency Converter
- Timezone Converter
- IP/DNS Toolkit
- Percentage Calculator
- BMR/TDEE Calculator
- Mortgage/Affordability
- Pace/Speed Converter
- File Size/Time Estimator
- Color Picker/Contrast
- Calculators
- Age Calculator
- Birthday Countdown
- BMI Calculator
- EMI Calculator
- Loan Calculator
- Discount Calculator
- Tip Calculator
- Time
- Stopwatch
- Timer
- Date Difference
- Time Between Dates
- Seconds to Time
- Time to Seconds
- Truncate Clock Time
- Days to Hours
- Hours to Days
- Misc
- Epoch Converter
- Unix to Date
- Leap Year Check
- Crontab Guru
- Random Number Generator
- QR Code Generator
- Screen Resolution
- Internet Speed Test
- Date Converter
-
Text Tools
- Case Converter
- Case Styles Converter
- Word & Char Counter
- Remove Duplicate Lines
- Sort Lines
- Reverse Text
- Slugify
- Text Diff Checker
- Lorem Ipsum Generator
- Spell Checker
- Remove Line Breaks
- Word Combiner
- Uppercase ⇄ Lowercase
- Number to Words
- Words to Number
- Roman Numerals Converter
- Remove Spaces
- Random String Generator
- Invisible Character
- Split Text
- Join Text
- String to Morse
- Text Replacer
- Regex Find/Replace
- Repeat Text
- Truncate Text
- Randomize Case
- Extract Substring
- Create Palindrome
- Palindrome Check
- Text Quoter
- Rotate Text
- ROT13
- Base64 Encoder/Decoder
- Extract Emails/URLs/Phones
- Diacritics Remover
- Unicode Normalizer
- Wrap / Unwrap
- Markdown Table Generator
- Word Frequency
- Text Statistics
- Text Censor
- Password Generator
- URL Encoder
- URL Decoder
- Hidden Character Detector
-
Dev Tools
- JSON Formatter
- Validate JSON
- Prettify JSON
- Minify JSON
- Stringify JSON
- JSON to XML
- Escape JSON
- TSV to JSON
- CSV to JSON
- Compare JSON
- Regex Tester
- XML Beautifier
- XML Validator
- JWT Decoder
- JWT Builder/Verifier
- Password Strength
- PHP Formatter
- CSS Minifier/Beautifier
- HTML Minifier
- JS Minifier/Beautifier
- Batch Minifier (ZIP)
- UUID/ULID Generator
- YAML ↔ JSON/TOML
- cURL/HTTP Builder
- .env Linter
- Color Converter
- Markdown ↔ HTML
- JSON Diff/Merge
- Python/SQL Formatter
- Certificate Decoder
- Base64 Tool
- File to Base64
- File Hash Generator
- Morse Code
- User-Agent Parser
Utility Tools
- Home
- Utility Tools
- Mortgage/Affordability
Mortgage planner
Estimate principal, monthly principal & interest, plus escrow add-ons.
Monthly snapshot
- Loan principal
- —
- P & I payment
- —
- Total monthly
- —
Mortgage maths explained
Payment formula
Monthly principal & interest use M = P × r × (1 + r)n ÷ ((1 + r)n − 1) where r is monthly rate and n is total months.
Escrow add-ons
Yearly tax and insurance amounts are divided by 12 and added to each monthly payment for an at-a-glance affordability estimate.
Exporting schedules
Need a full amortisation table? Check the download box and submit—the page will post and deliver a CSV you can open in Excel.
What is Mortgage Calculator?
Mortgage Calculator is a free utility calculator from WizardOfAZ. Use it to calculate age values with instant results as part of your planning and decision making, without installing extra software.
Because everything happens locally in your browser, your numbers stay under your control while you calculate age values with instant results.
Popular ways to use Mortgage Calculator
- Streamline planning and decision making by using Mortgage Calculator to calculate age values with instant results.
- Share deliverables faster—processed values are ready for download in seconds.
- Combine Mortgage Calculator with other WizardOfAZ tools to keep complex workflows in one browser tab.
Examples and workflow tips
- Upload a sample file, cast the spell to calculate age values with instant results, and download the processed result instantly.
- Bookmark the Mortgage Calculator in your browser so recurring tasks stay only one click away.
- Share the spell with teammates who need a quick, no-install way to calculate age values with instant results.
Frequently asked questions
Is the Mortgage Calculator secure?
Yes. The Mortgage Calculator runs entirely in your browser, which means your numbers never leave your device.
What can I do with the Mortgage Calculator?
You can planning and decision making by processing values without uploading them to an external service.
Can I use Mortgage Calculator on mobile?
Yes. WizardOfAZ tools are responsive, so you can launch the spell on desktops, tablets, or phones without installing extra apps.
Related tools to explore
Expand your toolkit with other WizardOfAZ spells that complement Mortgage Calculator:
- Age Calculator — Use it to calculate age values with instant results.
- Base64 Tool — Use it to work with values using flexible options.
- Birthday Countdown — Use it to work with values using flexible options.